It exposes vague strategy
If the problem is unclear, the project will drift.
A practical checklist for community bank and credit union directors who need to oversee technology without getting buried in technical detail.
This is the simple version of the conversation directors should force into the room before approving a major technology bet.
Put these questions into the board packet before the proposal reaches the approval stage. If management cannot answer them clearly, the project is not ready for a clean vote.
If the problem is unclear, the project will drift.
If everybody owns the result, nobody owns it.
Vendor, data, API, and cloud exposure need daylight before approval.